Car Buying vs. Leasing At Rivertown Toyota

May 21st, 2020 by

Finance paperwork with car keys and a pen on top

Car Buying vs. Leasing At Rivertown Toyota


Weighing Your Options with the Help of Toyota Finance

At Rivertown Toyota, your local Columbus car dealership, we are here to help you not only find the vehicle you’ve always wanted to drive, but also provide you with all the information to determine if you should opt for an auto loan or a car lease. Both options offer benefits, but the ultimate decision is up to you.

Keep reading to learn more about which Toyota finance option is the right for you.

Auto Loan Benefits

You have two finance options when seeking a new luxury sedan, SUV or truck from Rivertown Toyota. Before detailing the ins and outs of a lease offer, it’s important to know more about car buying with an auto loan and simple auto finance terms from our Columbus car dealership.

The benefits of opting for Toyota finance with an auto loan are many. When you auto finance, you are the sole owner of the vehicle, which means you can keep it as long as you like. There are no restrictions on when you have to trade-in the vehicle or sell it. You have complete control. With an auto loan, you also know all of the fees and taxes upfront and have the option to make down payment to lower the loan amount.

Another perk of financing with an auto loan is that you can drive as many miles as you would like without incurring additional fees. You also don’t have to worry as much about wear and tear as you would with a car lease. One of the most notable benefits of an auto loan is that when the loan terms are met and paid off, you don’t have to make any more payments for as long as you keep the car, SUV or truck.

Making your auto financing decision doesn’t have to be challenging. Stop in at Rivertown Toyota today to discuss your options with our experienced finance professionals who can help determine monthly payments and find lower interest rates, which saves you money in the long term.

The Benefits of a Car Leases

When choosing a car lease at Rivertown Toyota, you don’t technically own the vehicle, but you can drive it and return it at the end of the lease term and choose another vehicle to drive. The primary benefit, though, is that car lease payments are usually much lower than what you would pay through auto finance and auto loans. This is because you are only paying for the depreciation of the SUV, truck or sedan, plus a few interest charges.

One of the most attractive aspects of a car lease is that when the lease term is up, you pay a few end-of-lease fees, turn over the keys and walk away debt free. You don’t have to worry about how the future value of the vehicle affects you as car buyers with an auto finance contract do. However, you do have an option to purchase the vehicle at the end of the lease. In some ways, a car lease gives you the opportunity to test drive a vehicle you may want to own for a longer period of time.

See how Rivertown Toyota can simplify the car lease process when stopping in at our car dealership in Columbus, GA today.

Get More for Less with Toyota Finance Deals at Rivertown

When you stop in at our Toyota dealership in Columbus, GA, you’ll soon realize that the finance professionals at Rivertown are the best of the best. We encourage our customers to take advantage of online specials, internet value pricing and the Real Zero Deal to save more on an auto loan or car lease.

The finance team at Rivertown Toyota are here to help you determine whether an auto loan or a car lease is the right choice for you. Make your way to our Toyota dealership and we’ll showcase the innovation of our vehicles and the ease of purchasing or leasing a new, used or certified pre-owned car, truck or SUV.


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